Houston Home Insurance Introduction: Rates, Companies, Guide, Tips

How To Find The Right Houston Home Insurance For Your House

House insurance is among the most important insurances you can get.  Most mortgage lenders make it compulsory. Houston home insurance is there to protect you from having to pay out a huge amount at once, often at the very worst time emotionally. Home insurance is designed to pay for damages to your home and its contents, or it can protect you from financial liability if someone is injured on your property.

Home insurance is one means to protect your investment. House insurance is a vital part of ensuring that your home and your possessions are protected against damage, loss or theft. Home insurance is an expensive purchase for many Americans. Home insurance is, essentially, there to give you peace of mind and put you back in the same financial position prior to any unfortunate occurrences.

Insurance Terms

Insurance Policy: a contract obligating the insurer to pay for particular losses and provide specific services in the event that certain occurrences transpire.

Insurance Agent: representatives working on behalf of insurance companies who have been authorized to sell and service insurance contracts.

Insurance Premium: the agreed upon amount that a policy holder pays the insurance company for their policy.

Insurance Quote: quote on rate and terms for a selected insurance policy.

Personal Property Coverage

Personal property coverage is subject to special limits and coverage exceptions. Personal property is the contents of your home and other personal belongings owned by you or family members who live with you. Plus, you want the comfort of knowing that you have personal liability protection. Personal property or contents coverage of a homeowners package is to insure the personal belongings of the home excluding motorized vehicles.

Conclusion

Houston home insurance is essential to protect your home from any natural or not-so-natural disasters. Home insurance is a necessity for home owners. Home insurance is usually made up of building cover and contents cover, which is what most homeowners opt for, as this provides cover against damage to the building itself as well as against theft or damage of the property within the home.

House insurance is as important as your term life insurance or health insurance, if you don’t have it yet, please purchase it in order to give a full protection to your house.

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Paige Martin

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  • #1 Keller Williams Realtor in Houston
  • #1 Keller Williams Realtor in Texas
  • #5 Keller Williams Realtor in the U.S.
  • "One of Houston's Top 25 Realtors," Houston
    Business Journal
  • "One of America's Best Realtors," RealTrends.com / WSJ
  • Over $500 Million in Houston residential home sales
  • We know this market, and this property.
  • We're candid.
  • We'll tell you the "bad' and the "ugly" about any property we show you.
  • Most often, we talk our clients into NOT BUYING.
- Gretchen & Brad Richter- Gretchen & Brad Richter
“We relocated to Texas from out of state 3 years ago, and Paige’s intimate knowledge of Houston neighborhoods, valuations, trends, and pitfalls was simply unmatched. We would never have been able to find our perfect home without her. She was calm and focused when everything seemed most challenging — a true professional and advocate who has become a dear friend. We are grateful to have met her!

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- Peter McGillivray & Jillian Jopling- Peter McGillivray & Jillian Jopling
“Paige demonstrated all qualities you want in a realtor – knowledgeable, attentive, responsive, patient. She put us into our first dream home, and due to that experience, we’ve returned to her time and again for our other real estate needs. You will quickly realize after working with Paige that while she focuses on completing your deal, her endgame is to ensure her clients’ needs are preserved and satisfied.

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- Gail & Ian Mackey- Gail & Ian Mackey
“As first time buyers in the US, we are delighted to have worked with Paige. She is a delight to work with, and I would recommend anyone to enlist her help if you’re looking to either buy or sell a property.

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- Dr. Jen Shroff- Dr. Jen Shroff
“Paige is simply the best. She was patient with us throughout the process and took time to answer all of our questions! She knows so much about the housing market so we felt very confident that we were in great hands!

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- Travis LeConey- Travis LeConey
“Paige has helped my wife and I twice now. I couldn’t think of a better person to have in your corner when buying or selling! She guided us through the process, and made it seem so easy that selling/buying was fun! Paige is a great person, very responsive, and great at what she does. I recommend Paige to all my friends and co-workers. If you are buying or selling in the area Paige covers, give her a call. You won’t regret it!

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- Xavier Refunjol- Xavier Refunjol
“Paige is dedicated, thorough and caring to where you feel you’re their only client. Their best asset is their honesty, based on experience and data. We had a great time buying our first home largely because of them. We would not hesitate to recommend them to anyone.

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- Taylor Lamb- Taylor Lamb
“Paige was wonderful to work with. She was thorough, knowledgeable and patient. I would highly recommend Paige to anyone looking to buy or sell a home.”

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- Jeremy & Lynn Greene- Jeremy & Lynn Greene
“Paige Martin is the best Realtor. She is highly experienced and very knowledgeable. She made our buying experience an enjoyable one, not only for us, but for our daughter, son-in-law and several of our friends. We have bought and sold many houses, and Paige has been the best realtor we have ever worked with. We highly recommend her.

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- Dr. Forrest Roth, MD- Dr. Forrest Roth, MD
“Paige is the best of the best when it comes to real estate! She has bought & sold many properties for us & we couldn't recommend her more highly!

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- Tina Spiller, Chevron- Tina Spiller, Chevron
“I really enjoyed working with Paige on the sale of my townhome. The HAR listing was perfect and went up quickly and the sale was closed within 30 days. I definitely recommend Paige for any real estate transaction.

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What We Can Do For You

CANDID ADVICE

Our promise is to always give you the most candid advice on any property, to help you make the best decision for your family.

EXPERTISE

Having sold over $500M of Houston homes, we've seen the good, bad & ugly and can help you avoid problems.

GREAT DATA

We built a proprietary data analytics package to help give you the best information on any neighborhood, building or home.

NETWORK OF EXPERTS

Built over fifteen years, our network of experts can help you through each step of the process plus help making living in your new home more enjoyable.

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