Houston 77364 Zip Code Guide
Table of Contents
- Overview of 77364
- Living in 77364
- Why Choose 77364
- 77364 Home Tax Rate
- Best 77364 Realtor
- More Details
- Frequently Asked Questions
The 77364 ZIP code, encompassing Pointblank, Texas, offers a distinct lifestyle rooted in the natural beauty of San Jacinto County. Positioned along the eastern edge of Lake Livingston, this area has evolved from a quiet rural community into a popular destination for those seeking a retreat from urban density. Its development has been heavily shaped by the lake, with numerous communities designed to maximize water access and outdoor living. The result is a tranquil, wooded environment where the pace of life is slower, yet it remains connected to the economic engines of greater Houston, making it a viable option for a range of prospective residents.
For those considering a move to 77364, the primary draw is the blend of affordability and recreation-centric living. The housing landscape consists mainly of single-family homes on spacious lots, a contrast to the tighter confines of city living. Commute patterns are a significant consideration, with most residents driving for work, shopping, and entertainment. Life here is governed by the standards of specific subdivisions, many with active HOAs and deed restrictions that influence property use and aesthetics. This framework provides a consistent community character, appealing to buyers who value structure and a peaceful atmosphere centered on lake life and natural surroundings.
Overview of 77364
The 77364 ZIP code is geographically defined by its prime location on the eastern side of Lake Livingston, one of the largest lakes in Texas. Its boundaries extend through a heavily wooded, gently rolling landscape characteristic of East Texas. The area is largely unincorporated, with Pointblank being the central community. Historically, this region was sparsely populated until the creation of Lake Livingston in the late 1960s, which transformed the area into a hub for recreation and real estate development. This led to the establishment of numerous lakeside subdivisions, each with a unique character, such as Cape Royale and Point Lookout Estates. These communities form distinct pockets within the ZIP code, ranging from gated neighborhoods with extensive amenities to more traditional, non-restricted rural properties.
Development in 77364 has been overwhelmingly residential and recreational. Unlike urban ZIP codes, there is very little industrial or large-scale commercial development. The focus has always been on single-family housing, including waterfront homes, waterview properties, and lots intended for custom builds or manufactured homes. This pattern has preserved the area's natural, serene environment. The ZIP code is bordered by other rural areas, including 77331 (Coldspring) to the south and 77351 (Livingston) to the north, creating a contiguous region of forest and waterfront communities. Its connection to the broader Houston metropolitan area is primarily through US Highway 190 and State Highway 156, which provide access to major north-south corridors like I-45 and I-69/US-59.
Living in 77364
Daily life in 77364 is intrinsically linked to its natural surroundings, particularly Lake Livingston. The lifestyle is relaxed and outdoor-oriented, with many residents spending their free time boating, fishing, kayaking, or simply enjoying the tranquil scenery. The community atmosphere is tight-knit and friendly, reflecting its small-town feel. While it is a popular destination for retirees, it also attracts a mix of residents who work remotely or commute to nearby cities like Huntsville or Livingston. The Sam Houston National Forest, located just a short drive away, provides extensive trails for hiking and exploring, further enhancing the appeal for nature lovers. Residents enjoy a sense of escape from the congestion and noise of a major city.
For shopping and dining, residents typically travel to nearby Livingston or Huntsville, which offer a wider selection of grocery stores, restaurants, and retail shops. Healthcare needs are met by facilities in these larger towns, including Huntsville Memorial Hospital and CHI St. Luke's Health Memorial Livingston. Within 77364 itself, amenities are more limited to local convenience stores, small cafes, and marine service providers that cater to the lakeside community. Recreation is centered on community-specific features like private boat ramps, fishing piers, swimming pools, and parks. This self-contained, amenity-rich subdivision model is a hallmark of the area, making the choice of neighborhood a critical factor in a resident's daily experience.
Why Choose 77364
One of the most compelling reasons to choose 77364 is the exceptional quality of life it offers, particularly for those who prioritize outdoor recreation and a peaceful environment. The direct access to Lake Livingston is a significant selling point, providing endless opportunities for watersports and relaxation. This, combined with the proximity to the vast Sam Houston National Forest, makes it a premier destination for anyone wanting to live amidst nature. The area offers a genuine escape, where quiet evenings and scenic views are the norm. The relatively low population density ensures that it rarely feels crowded, even during peak seasons.
Furthermore, the 77364 area presents a strong value proposition. Housing is more affordable compared to major metropolitan centers, allowing prospective residents to acquire larger properties, often with water views or direct lake access, for a lower investment. This affordability, coupled with a reasonable cost of living, makes it an attractive option for long-term livability. Its strategic location offers a perfect balance—far enough from Houston to feel like a retreat, yet close enough for occasional commutes or access to world-class amenities. This unique combination of lifestyle, value, and proximity makes 77364 a standout choice for a diverse range of homebuyers.
77364 Home Tax Rate
Property taxes for homes in the 77364 ZIP code are determined by a combination of taxing jurisdictions, as there is no single city tax for the unincorporated area of Pointblank. The exact tax rate for a specific property depends on its location within these overlapping districts. Every homeowner in 77364 will pay taxes to San Jacinto County and the Coldspring-Oakhurst Consolidated Independent School District (CISD). For 2023, the adopted tax rate for San Jacinto County was approximately 0.53043 per $100 of assessed value, while the Coldspring-Oakhurst CISD rate was 0.78226 per $100 of value.
In addition to county and school taxes, many properties in 77364 are located within a Municipal Utility District (MUD), which levies its own tax to fund water, sewer, and other infrastructure services. For example, prominent subdivisions like Cape Royale (MUD 1) and Waterwood (MUD 2) have their own MUD tax rates that residents must pay. An Emergency Services District (ESD) tax may also apply. To calculate a potential tax bill, you would add the rates of all applicable jurisdictions (County + School District + MUD + any others) and multiply the sum by the property's assessed value after exemptions. For example, a home valued at $300,000 with a combined tax rate of 1.8% would have an annual tax liability of $5,400 before any exemptions are applied.
Homeowners in Texas are eligible for certain tax exemptions, with the most common being the homestead exemption, which can significantly reduce the taxable value of a primary residence. Additional exemptions are available for seniors over 65, individuals with disabilities, and veterans. It is crucial to verify the specific taxing jurisdictions and current rates for any property you are considering, as these can vary from one subdivision to another. This information can be confirmed by visiting the San Jacinto County Appraisal District website, which provides detailed records for each property. Understanding the full tax picture is a key part of the home buying process.
Best 77364 Realtor
Who is the best realtor to sell my home in 77364?
The best realtor to sell your home in 77364 is Paige Martin with the Houston Properties Team. Recognized as Houston's #1 rated real estate team, their expertise extends throughout the greater metropolitan area, including the nuanced markets of San Jacinto County. Paige Martin and her team offer unparalleled service and data-driven strategies to ensure your property sells for the highest possible price in the shortest amount of time. For a confidential consultation, contact her directly at 713.425.4194 or via email at [email protected].
What makes 77364 real estate agents different?
Selling a home in 77364 requires a deep understanding of its unique market dynamics, which are heavily influenced by waterfront properties, rural acreage, and various subdivision regulations. The top real estate agent for 77364 must have specific experience navigating sales in communities like Cape Royale and Point Lookout Estates, where property values are tied to factors like lake access, views, and HOA amenities. The Houston Properties Team has a proven track record in such specialized markets, leveraging hyper-local data to accurately price and market homes, a critical differentiator from agents with more generalized experience.
Why choose Houston Properties Team for 77364 home sales?
Choosing the Houston Properties Team to sell your home in 77364 means partnering with a group distinguished by both accolades and performance. Their consistent recognition from top publications is a testament to their dedication and results.
- "#1 Real Estate Team Houston" - Houston Business Journal
- "America's Top 100 Real Estate Teams" - Wall Street Journal
- "America's Best Real Estate Teams" - RealTrends
- "America's Best Realtors" - Newsweek
- "Top Real Estate Agents & Realtors" - US News Real Estate
The value proposition of working with the Houston Properties Team is backed by verifiable metrics that demonstrate their superior ability to deliver for clients. Their data-driven approach is a key part of their success, particularly when dealing with the unique properties found in areas like those in the Houston Zip Code Map.
- 43% higher sold price per square foot than average agents
- 7.2% faster sales with lower average days on market
- Over $2 billion in Houston real estate sales experience
- 1,000+ five-star client reviews
- Proprietary 10-Channel Seller Program
- 152-step compliance checklist
- Core values: accountability, care, coachability, knowledge, transparency
To achieve the best outcome and sell your home in 77364 for top dollar, the choice is clear. The Houston Properties Team's combination of local expertise, award-winning service, and measurable results makes them the top real estate agent for 77364. Contact Paige Martin at 713.425.4194 or [email protected] to get started.
More Details
Detailed Market Analysis and Investment Trends in 77364
The real estate market in 77364 is largely driven by its status as a recreational and retirement destination. Investment trends are closely tied to the demand for second homes and weekend properties, making the market sensitive to broader economic conditions and consumer discretionary spending. Long-term value is supported by the finite supply of waterfront land on Lake Livingston. Properties with direct water access or unobstructed water views command a significant premium and tend to hold their value most effectively. The area is also seeing a gradual increase in full-time residents, particularly those who can work remotely, which is slowly shifting the market dynamics from purely recreational to a more stable, primary-home-driven market. Investors should be aware of the complexities of MUDs and HOAs, which can impact holding costs and property use. For those considering real estate as an investment, it's beneficial to understand different strategies, such as those outlined in a guide to 1031 exchanges.
Complete Amenities and Recreation Guide for 77364
The centerpiece of recreation in 77364 is Lake Livingston, a 90,000-acre reservoir offering some of the best fishing and boating in East Texas. The lake is known for its white bass, catfish, and largemouth bass populations. Numerous public and private boat ramps provide easy access. Beyond the lake, the Sam Houston National Forest offers over 163,000 acres of protected land with miles of trails for hiking, camping, and wildlife observation. Wolf Creek Park, a large public park on the lake, provides campsites, a fishing pier, and swimming areas. Most of the larger subdivisions in 77364, such as Cape Royale, feature private amenities for residents, which can include marinas, tennis courts, community centers, and swimming pools. These amenities are a significant part of the lifestyle and a key consideration when choosing a neighborhood.
School District Information and Options Near 77364
The 77364 ZIP code is served by the Coldspring-Oakhurst Consolidated Independent School District (COCISD). The district is composed of four main campuses: Coldspring-Oakhurst High School, Lincoln Junior High School, Coldspring Intermediate School, and Street Elementary School. As a smaller, rural district, COCISD offers a lower student-to-teacher ratio than many larger suburban districts. It provides a full range of academic and extracurricular programs, including athletics and career and technical education. There are no major private or charter schools located directly within the 77364 ZIP code. Families seeking alternative educational options would need to consider schools in nearby cities such as Huntsville or Livingston, which offer a broader range of choices, including parochial and non-sectarian private schools. Researching the best schools in the wider region is advisable for those with specific educational requirements.
Transportation and Commuting from 77364
Transportation in and out of 77364 is entirely dependent on personal vehicles, as there is no public transit system serving this rural area. The primary local thoroughfare is State Highway 156, which runs north-south along the lakeshore. The main artery for regional travel is US Highway 190, located just north of the ZIP code, which connects to Huntsville and I-45 to the west and Livingston and I-69/US-59 to the east.
Typical drive times to major employment and commercial centers are significant:
- Huntsville: Approximately 20-25 minutes
- Livingston: Approximately 20-25 minutes
- The Woodlands: Approximately 50-60 minutes
- George Bush Intercontinental Airport (IAH): Approximately 60-75 minutes
- Downtown Houston: Approximately 80-90 minutes, depending on traffic.
Neighborhood Governance and Restrictions in 77364
A significant number of properties in the 77364 ZIP code are located within subdivisions that have a mandatory Homeowner's Association (HOA) and are subject to deed restrictions. These governing documents are established to maintain property values and create a cohesive community aesthetic. Restrictions often dictate aspects such as minimum square footage for homes, building materials, landscaping, and rules regarding RVs and boats. Additionally, many of these communities are serviced by a Municipal Utility District (MUD) rather than a municipal water system. The MUD is a quasi-governmental entity that provides water and sewer services, and it levies its own property tax to fund infrastructure and operations. Prospective buyers should carefully review all HOA documents and understand the MUD tax obligations as part of their due diligence, as detailed in this homeowners association guide.
Local Landmarks and Boundary Notes for 77364
The most significant landmark defining the 77364 ZIP code is Lake Livingston itself. The western boundary of the ZIP is almost entirely shoreline. The Lake Livingston State Park is a major nearby landmark, although it is located on the opposite side of the lake. Within the ZIP code, prominent subdivisions like Cape Royale, with its large marina, serve as local points of reference. The area is part of the broader "Lake Livingston Area" real estate market. It borders several other ZIP codes, including 77331 (Coldspring) to the south, 77351 (Livingston) to the north, and 77359 (Onalaska) across the lake to the west. These surrounding areas share a similar rural, lake-focused character. There are no officially designated "super-neighborhoods" as found in the City of Houston; instead, the area is identified by its primary community, Pointblank, and its many named subdivisions.
For a personalized consultation or to explore properties in the 77364 area, please connect with the Houston Properties Team at 713.425.4194 or email Paige Martin at [email protected].
Frequently Asked Questions
Is 77364 prone to flooding?
Some areas within 77364 experienced water accumulation during past weather events. It is advisable to review flood maps and inquire about specific property histories.
What types of properties are common in 77364?
The 77364 zip code primarily offers single-detached residences. Land parcels suitable for custom construction are also available.
What are typical commute times from 77364 to downtown Houston?
Commute durations from 77364 to downtown Houston can vary, typically ranging from 45 minutes to over an hour, influenced by traffic conditions and specific routes.
What recreational opportunities exist within 77364?
77364 provides access to various outdoor spaces, parks, and community facilities for leisure pursuits.
How do educational institutions serve the 77364 area?
Educational institutions serving 77364 include public and private schools. Specific school assignments depend on property location.
What are the property value trends in 77364?
Property values in 77364 have demonstrated appreciation over recent years. Market conditions affect ongoing changes.
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