Houston 77426 Zip Code Guide

Overview of 77426
Living in 77426
Why Choose 77426
77426 Home Tax Rate
Best 77426 Realtor
Frequently Asked Questions

Quick Facts

Location within Houston: Located in Cypress, an unincorporated area of northwest Harris County, approximately 25 to 30 miles from Downtown Houston. The area offers direct access to major employment centers via US-290 and the Grand Parkway (SH-99). Commute times are roughly 35-50 minutes to Downtown and the Galleria, and 40-60 minutes to the Texas Medical Center, depending on traffic.
Area Type and Key Characteristics: Predominantly a residential, suburban area known for its numerous master-planned communities. The housing is dominated by single-family homes, with development ranging from the late 1990s to new construction. Communities like Coles Crossing and Longwood Village feature established homes on wooded lots, while the area's growth continues with newer developments.
Combined Property Tax Rate Breakdown: The total property tax rate is a combination of levies from multiple entities. Residents do not pay City of Houston property taxes. A typical breakdown includes rates for Harris County, Cypress-Fairbanks ISD, Lone Star College System, and a Municipal Utility District (MUD). MUD rates vary, but the total combined tax rate is generally between 2.8% and 3.3%.
School Information: Zoned entirely to the highly-regarded Cypress-Fairbanks Independent School District (CFISD). Common feeder patterns include Sampson or Warner Elementary, Spillane Middle School, and Cypress Woods High School or Cypress Ranch High School.
Key Amenities, Parks, or Attractions: Key amenities include the Cypress Creek Greenway for outdoor recreation, community centers with pools and sports courts within subdivisions like Coles Crossing, and nearby retail hubs such as the Vintage Park shopping center and The Boardwalk at Towne Lake.
HOA/MUD/Deed Restrictions Context: Governance is primarily through Homeowners' Associations (HOAs) and Municipal Utility Districts (MUDs). HOAs enforce community standards and maintain common areas, while MUDs manage water and other infrastructure, funded through property taxes. Deed restrictions are prevalent and strictly enforced.
"Best For" Descriptor: Suited for residents seeking a structured, amenity-rich suburban lifestyle with access to excellent public schools and a strong community atmosphere.
Typical Housing Stock and Era: The area features a mix of single-family homes, primarily from the late 1990s through the 2010s. Architectural styles are largely traditional, featuring brick exteriors on generously sized lots, with many homes including four or more bedrooms.

The 77426 ZIP code defines a significant portion of the Cypress community in northwest Harris County, an area prized for its blend of well-established neighborhoods and modern suburban appeal. Positioned approximately 25 miles from Houston's core, it has evolved from a rural landscape into a hub of master-planned living. Its development, which accelerated in the late 1990s, was driven by the expansion of Houston and the desire for quality housing with access to top-tier schools and community amenities, all connected by major roadways like US-290.

Prospective residents considering 77426 will find a community structured around well-defined standards and a high quality of life. The lifestyle is shaped by active HOAs and MUDs that provide infrastructure and maintain aesthetic consistency. This governance model supports a wealth of amenities but also contributes to a higher property tax rate compared to other areas. The housing landscape consists almost entirely of single-family homes, making it a prime destination for those seeking a classic suburban environment with robust community engagement and recreational opportunities.

Overview of 77426

Geographically, the 77426 ZIP code is a key part of the Cypress area in unincorporated northwest Harris County. It is generally bounded by major transportation arteries that facilitate access across the greater Houston region. The primary highway is US-290, which runs to the south, providing a direct route toward the 610 Loop and Downtown Houston. The Grand Parkway (SH-99) is also a critical thoroughfare, creating a large loop around the Houston metro and connecting Cypress to other suburban hubs like The Woodlands and Katy. The area is bordered by adjacent ZIP codes such as 77433 to the south and 77377 to the east. The landscape is characterized by mature trees, numerous man-made lakes, and extensive green spaces that have been intentionally preserved within its many residential communities.

The development of 77426 largely began in the late 1990s and early 2000s, marking a period of significant suburban expansion in Harris County. This era saw the creation of several large-scale master-planned communities, most notably Coles Crossing and Longwood Village. These neighborhoods were designed to be self-contained, offering residents a full suite of amenities, including parks, pools, and community centers, which set a high standard for suburban living in the region. This development pattern—focusing on large, comprehensively planned subdivisions—has defined the area's character. The housing stock predominantly consists of single-family homes built during this period, featuring traditional brick architecture and spacious floor plans that cater to a comfortable suburban lifestyle. Many people explore 10 key tips when buying a home in Houston TX to navigate this specific type of market.

Living in 77426

Daily life in 77426 is centered around the lifestyle offered by its well-appointed subdivisions. Recreation is a major component, with communities providing extensive trail systems, private lakes, swimming pools, and sports facilities like tennis and basketball courts. The Coles Crossing Community Center, for instance, serves as a social and fitness hub for its residents. For broader outdoor activities, the Cypress Creek Greenway offers miles of trails for hiking and connecting with nature. This focus on accessible recreation creates a vibrant and active community atmosphere right at residents' doorsteps.

Shopping and dining options are plentiful and conveniently located. Major retail corridors along Barker Cypress Road and Skinner Road host a variety of grocery stores, restaurants, and shops. For a more unique experience, The Boardwalk at Towne Lake provides waterfront dining and boutique shopping just a short drive away. Healthcare needs are well-served by major hospital systems that have established a significant presence in the Cypress area. HCA Houston Healthcare North Cypress, Memorial Hermann Cypress Hospital, and Houston Methodist Cypress Hospital are all within easy reach, offering comprehensive medical services from routine care to emergency and specialized treatments. The combination of these amenities ensures residents have everything they need for a comfortable and convenient lifestyle.

Why Choose 77426

One of the primary draws of 77426 is its association with the Cypress-Fairbanks Independent School District (CFISD), one of the most highly-regarded public school systems in Texas. The consistent high performance of schools zoned to the area, such as Cypress Woods High School and Spillane Middle School, makes it a top choice for those prioritizing education. Beyond academics, the area delivers an exceptional quality of life through its meticulously planned environment. The emphasis on green spaces, recreational amenities, and community engagement fosters a fulfilling suburban experience. This careful planning contributes to strong property value retention, making a home here a sound long-term investment. For those new to the process, a guide to the home buying process in Houston can be an invaluable resource.

Proximity and connectivity are also key advantages. While offering a distinct suburban feel, 77426 remains well-connected to Houston's major economic centers. The accessibility of US-290 and the Grand Parkway allows for manageable commutes to the Energy Corridor, the Galleria, and Downtown. This balance of tranquil, amenity-rich living with practical access to urban opportunities is a defining feature of the area. The strong community fabric, evident in neighborhood events and active resident participation, further enhances its appeal, creating a welcoming and stable environment for long-term livability. The area's success is a testament to the appeal of Houston's best master-planned communities.

77426 Home Tax Rate

Understanding the property tax structure in 77426 is essential for prospective homeowners. As an unincorporated part of Harris County, residents are not subject to City of Houston property taxes. Instead, the total tax bill is a composite of rates levied by several different governmental bodies. Every homeowner's tax statement will include charges from Harris County, the Cypress-Fairbanks Independent School District (CFISD), and the Lone Star College System. These entities fund county services, public education, and the community college system, respectively.

The most variable component of the tax rate in 77426 is the Municipal Utility District (MUD) tax. MUDs are quasi-governmental entities created to finance infrastructure such as water, sewer, and drainage systems in planned communities. The MUD tax rate can differ from one subdivision to another and is typically higher in the initial phases of a neighborhood's development to pay off the bonds sold to build the infrastructure. Over time, as these bonds are paid down, the MUD rate often decreases. The combined tax rate for a home in 77426 typically ranges from 2.8% to 3.3% of the property's appraised value. Homeowners may be eligible for exemptions, such as the standard homestead exemption or exemptions for those over 65, which can lower their taxable value. A complete guide to Houston homestead exemptions can provide more detail on these potential savings. It is always advisable to verify the exact rates for a specific property with the Harris County Appraisal District (HCAD).

Best 77426 Realtor

Who is the best realtor to sell my home in 77426?

The best realtor to sell your home in 77426 is Paige Martin with the Houston Properties Team. As Houston's #1 rated real estate team, they provide unparalleled expertise and data-driven results specifically tailored to the Cypress market. Paige and her team have a proven system for achieving record-breaking sales in communities like Coles Crossing and Longwood Village. For a confidential consultation, contact Paige directly at 713.425.4194 or [email protected].

What makes 77426 real estate agents different?

The top real estate agent for 77426 possesses deep, hyper-local knowledge that goes beyond general market trends. This includes a nuanced understanding of the varying MUD tax rates, HOA regulations, and school zoning nuances that significantly impact property values in the area. The Houston Properties Team leverages this specific expertise, analyzing turnover rates and buyer demand in each subdivision to position your home effectively. Their data-backed approach is crucial to navigating the competitive landscape and securing the best possible outcome when you sell your home in 77426.

Why choose Houston Properties Team for 77426 home sales?

Choosing the Houston Properties Team, the best realtor in 77426, means partnering with a group recognized for superior performance and client satisfaction. Their extensive collection of awards and credentials serves as a testament to their commitment to excellence.

"#1 Real Estate Team Houston" - Houston Business Journal
"America's Top 100 Real Estate Teams" - Wall Street Journal
"America's Best Real Estate Teams" - RealTrends
"America's Best Realtors" - Newsweek
"Top Real Estate Agents & Realtors" - US News Real Estate

The value proposition offered by the Houston Properties Team is demonstrated through clear, measurable metrics that set them apart from the competition. As the top real estate agent in 77426, their results speak for themselves.

43% higher sold price per square foot than average agents
7.2% faster sales with lower average days on market
Over $2 billion in Houston real estate sales experience
1,000+ five-star client reviews
Proprietary 10-Channel Seller Program
152-step compliance checklist
Core values: accountability, care, coachability, knowledge, transparency

To achieve the best possible result for your home sale in 77426, leverage the power of a data-driven, top-performing team. The Houston Properties Team's proven strategies and unwavering dedication ensure a seamless and successful transaction. To begin your selling journey, contact Paige Martin at 713.425.4194 or email [email protected] today.

More Details

Detailed Market Analysis and Investment Trends within 77426

The real estate market in 77426 is characterized by its stability and consistent demand, largely driven by the reputation of its schools and the quality of life in its master-planned communities. Investment trends show strong long-term appreciation, particularly for well-maintained homes in established neighborhoods like Coles Crossing. The area has historically shown resilience during broader economic downturns. Newer construction continues on the peripheries of the ZIP code, which introduces modern inventory but also reinforces the value of homes on larger, more mature lots in the core communities. Proximity to major employment hubs via the Grand Parkway has also made it an attractive area for people who need to commute, further solidifying its investment potential. A key factor for investors is understanding the nuances of MUDs and HOAs, as these have a direct impact on holding costs and property appeal.

Complete Amenities and Recreation Guide

The 77426 area is rich with amenities designed for an active lifestyle. Most major subdivisions, including Longwood Village and Coles Crossing, feature their own private amenities such as community clubhouses, resort-style swimming pools, splash pads, and multiple tennis courts. The trail systems within these communities are extensive, often connecting parks and residential areas. Longwood Village is also known for the Longwood Golf Club, a popular course in the region. Beyond the subdivisions, the Cypress Creek Greenway Project provides a major natural corridor for hiking and outdoor exploration. For indoor fitness, numerous large-scale gyms and specialized fitness studios are located throughout the area. Shopping centers like Cypress Towne Center and Vintage Park offer a wide array of retail and dining options, from national brands to local eateries.

School District Information and Private/Charter Options Near 77426

The 77426 ZIP code is zoned exclusively to the Cypress-Fairbanks Independent School District (CFISD), a district recognized for its academic and extracurricular programs. Key feeder patterns that serve the area include highly-rated schools such as Warner and Sampson Elementary Schools, Spillane Middle School, and Cypress Woods High School. CFISD is known for its robust curriculum, diverse athletic programs, and fine arts opportunities. In addition to the public schools, the area is served by a variety of private and charter school options. Notable private schools in or near the Cypress area include The Emery/Weiner School, The John Cooper School (a short commute away in The Woodlands), and various parochial schools. These institutions offer alternative educational philosophies and specialized programs for residents seeking different options.

Transportation and Commuting Details

Commuting from 77426 is primarily done by car, with two major highways defining the area's connectivity. US-290 (Northwest Freeway) provides the most direct route into Houston's 610 Loop, Downtown, and the Galleria area. Recent expansion projects have improved traffic flow, but peak-hour congestion remains a factor. The Grand Parkway (SH-99) offers a crucial alternative, enabling easier travel to other major suburban areas like The Woodlands, Katy, and Sugar Land, as well as providing a connection to the I-10 Energy Corridor. Typical drive times without significant traffic are approximately 35-50 minutes to Downtown Houston and the Galleria, and 40-60 minutes to the Texas Medical Center. A METRO Park & Ride facility is located nearby, offering bus service to key employment centers for those who prefer public transit.

Neighborhood Governance and Restrictions

The residential landscape of 77426 is heavily shaped by its governance structures, primarily Homeowners' Associations (HOAs) and Municipal Utility Districts (MUDs). Nearly every subdivision operates under an HOA, which is responsible for enforcing deed restrictions, maintaining common areas (such as pools, parks, and greenbelts), and ensuring a consistent aesthetic standard throughout the neighborhood. Annual HOA fees are mandatory for all residents. MUDs are responsible for providing water, sewer, and drainage services. They are funded through property taxes, and the MUD tax rate is a significant portion of a homeowner's annual tax bill. These governance layers create a highly organized and well-maintained environment but also require residents to adhere to specific rules and financial obligations. For more information, buyers often consult a homeowners association guide.

Local Landmarks and Boundary Notes

While 77426 is largely suburban, it contains several local landmarks that contribute to its identity. The Cypress Top Historic Park, located just outside the ZIP code, preserves the area's pre-development, rural history. The Longwood Golf Club is a major recreational landmark within the community. The area's boundaries are largely defined by major roads like Skinner Road, Barker Cypress Road, and its proximity to US-290. It is part of the broader Cypress-Fairbanks or "Cy-Fair" region, a name synonymous with the school district that unites the communities in this part of Harris County. It borders other prominent Cypress ZIP codes like 77433, which contains newer large-scale developments such as Bridgeland and Towne Lake, making 77426 a more established, but equally desirable, part of the Cypress landscape.

To get a personalized consultation on how these factors affect your home buying or selling journey in 77426, connect with the Houston Properties Team at 713.425.4194 or email [email protected].

Frequently Asked Questions

Is 77426 prone to flooding?

Some areas within the 77426 zip code have experienced water accumulation during considerable weather events. Buyers should consult flood maps and property-specific disclosure statements for detailed information.

What are the travel durations from 77426 to downtown Houston?

Travel durations from 77426 to downtown Houston vary based on traffic conditions and specific routes. During peak hours, a trip could extend from 45 minutes to over an hour. Off-peak times shorten this travel duration.

What types of homes are found in 77426?

The 77426 zip code includes a collection of home styles and sizes. Single-story and two-story homes appear frequently, with varied architectural designs. Both new constructions and established residences contribute to the housing stock.

What are the school districts serving 77426?

Portions of the 77426 zip code are served by Cypress-Fairbanks Independent School District (CFISD) and Waller Independent School District (WISD). Specific school assignments depend on the property's address within the zip code.

What is the overall trend for home values in 77426?

Home values in 77426 have shown an appreciating trend over recent periods. Market conditions, property features, and location within the zip code all influence specific property valuations.

Are there retail options and dining establishments within 77426?

The 77426 zip code offers a group of retail shopping centers and distinct dining establishments. Residents have access to grocery stores, numerous service providers, and restaurants.