Houston 77550 Zip Code Guide

Overview of 77550
Living in 77550
Why Choose 77550
77550 Home Tax Rate
Best 77550 Realtor
Frequently Asked Questions

Quick Facts

Location within Houston Metro: Situated on the eastern portion of Galveston Island, approximately 50 miles southeast of Downtown Houston. Drive times are about 55-75 minutes to Downtown Houston, 60-80 minutes to the Texas Medical Center, and 45-60 minutes to William P. Hobby (HOU) Airport.
Area Type and Key Characteristics: A diverse mix of urban, historic, and coastal living. The area includes historic residential neighborhoods with Victorian architecture, beachfront condominiums, and single-home pockets. It serves as a hub for tourism, education, and medicine.
Combined Property Tax Rate Breakdown: The total tax rate is a combination of several jurisdictions. An example breakdown includes City of Galveston (~0.41), Galveston County (~0.33), Galveston ISD (~0.84), and Galveston College (~0.12). Total rates can vary, and some properties may be subject to additional Municipal Utility District (MUD) taxes.
School Information: Served by the Galveston Independent School District (GISD), which uses a "freedom of choice" model. All students are zoned to Ball High School. Notable private and charter options are also available nearby.
Key Amenities and Attractions: Proximity to Stewart Beach, the historic Strand District for shopping and dining, the University of Texas Medical Branch (UTMB), and the Galveston Island Historic Pleasure Pier.
HOA/Deed Restrictions Context: While some newer developments might have Homeowners Associations, much of the area is characterized by historic districts with specific preservation guidelines rather than conventional deed restrictions.
Best For: Individuals seeking a coastal lifestyle with historic charm, employees of the medical and educational institutions on the island, and those desiring a unique urban experience outside of a major metropolis but with access to it.
Typical Housing Stock and Era: Housing is incredibly varied, from late 19th and early 20th-century Victorian homes in historic districts to mid-century bungalows, modern townhomes, and high-rise beachfront condos.

The 77550 ZIP code represents the historic heart and bustling eastern end of Galveston Island. Anchored by the renowned University of Texas Medical Branch and the iconic Strand Historic District, this area offers a unique blend of rich history and coastal energy. Its geography places residents moments from both the Gulf of Mexico's shores and the activity of Galveston Bay. The development here is a story of resilience and preservation, with meticulously maintained 19th-century architecture standing alongside modern institutional expansions and tourism-focused construction.

Prospective residents considering 77550 must appreciate its distinct character, which differs greatly from mainland suburban living. The lifestyle is intertwined with the island's seasons, from bustling summer tourism to the quiet calm of winter. Commutes to Houston are a significant consideration, requiring a drive over the causeway via I-45. The housing market is diverse, offering everything from grand historic properties to efficient condos, each with its own set of considerations, including flood insurance and historic district building standards.

Overview of 77550

Geographically, the 77550 ZIP code covers the easternmost part of Galveston Island, a barrier island on the Texas Gulf Coast. Its boundaries are defined by Galveston Bay to the north and the Gulf of Mexico to the south and east. The area is bordered by the 77551 ZIP code to the west. This region is the island's primary hub for commerce, healthcare, and tourism. Major thoroughfares include Broadway Avenue J, a majestic boulevard lined with historic mansions, and Seawall Boulevard, which runs parallel to the Gulf. The Port of Galveston and the cruise ship terminals are also key geographical features on the northern edge of the ZIP code.

The development patterns within 77550 are varied. The area is home to several distinct neighborhoods, most notably the East End Historic District, known for its stunning collection of Victorian architecture and tree-lined streets. The Silk Stocking Historic District is another pocket of well-preserved historic homes. Closer to the beachfront, the housing transitions to a mix of mid-century homes, apartment complexes, and modern condominiums designed to capture Gulf views. The presence of the University of Texas Medical Branch (UTMB) has also driven development, with significant institutional buildings and housing for students and staff integrated into the urban fabric.

Living in 77550

Daily life in 77550 is shaped by its coastal setting and historic roots. The atmosphere is a unique mix of a relaxed beach town and a vibrant small city. Residents have unparalleled access to a wide array of recreational opportunities. The most prominent is the beach itself, with Stewart Beach being a major access point within the ZIP code. For outdoor enthusiasts, the East End Lagoon Nature Park and Preserve offers trails and bird-watching opportunities. Menard Park, adjacent to the McGuire-Dent Recreation Center, features a skatepark, a dog park, and tennis courts. The Wright Cuney Recreation Center provides additional community facilities, including outdoor courts and a splash pad.

Shopping and dining are concentrated in the historic Strand District, which offers a charming streetscape of Victorian-era buildings housing boutiques, galleries, restaurants, and cafes. This area is a central point for both residents and visitors. For healthcare, the 77550 area is a major hub for the entire region, anchored by the comprehensive University of Texas Medical Branch (UTMB) campus, which provides a full spectrum of medical services and is a primary employer. The community atmosphere is strong, with neighborhood associations, preservation societies, and local events fostering a deep connection among residents who share an appreciation for the island's unique history and culture.

Why Choose 77550

Choosing to live in 77550 is an embrace of a lifestyle that cannot be replicated in a typical suburb. One of its most significant selling points is the authentic connection to history and architecture. Living here offers the chance to reside in a home with a story, within neighborhoods that have national historic significance. This, combined with immediate access to the Gulf of Mexico, creates a quality-of-life factor that appeals to those who value character and a sense of place. The area's proximity advantages are numerous; residents can be on the beach in minutes or enjoying the vibrant cultural scene of The Strand without needing a car.

The long-term livability of 77550 is bolstered by its foundational economic and institutional anchors. UTMB is a world-class medical and research center that provides stable employment and attracts a highly educated population. The Port of Galveston is another vital economic engine. For those who need to connect with the broader Houston area, the commute via I-45 is direct, making it feasible for hybrid work schedules or occasional trips to the mainland for business or entertainment. This blend of self-sufficiency and connectivity makes 77550 a compelling choice for those seeking a unique and enduring community. For more guidance on finding the perfect property, review these 10 key tips when buying a home.

77550 Home Tax Rate

Property taxes for homes in the 77550 ZIP code are determined by the combined rates of several different taxing authorities. Every property owner pays a rate to Galveston County, the City of Galveston, the Galveston Independent School District (GISD), and Galveston College. The exact rates are set annually by each entity's governing body. For example, a recent year's approximate rates per $100 of assessed home value were: City of Galveston ($0.41), Galveston County ($0.33), Galveston ISD ($0.84), and Galveston College ($0.12).

To calculate an estimated annual tax bill, you would add these rates together and multiply the total by the assessed value of your home. For a home with a taxable value of $300,000, the calculation would be: ($300,000 / 100) * (0.41 + 0.33 + 0.84 + 0.12) = 3,000 * 1.70 = $5,100. It is important to note that some properties within 77550 may be part of a Municipal Utility District (MUD), which carries its own separate tax rate, increasing the total obligation. Homeowners may be able to reduce their tax burden by applying for exemptions, such as the homestead exemption. You can learn more in this complete guide to Houston homestead exemptions, as the principles apply statewide. Property values and tax rates change, so it is crucial to verify the exact rates for a specific property through the Galveston County Appraisal District (GCAD) or the Galveston County Tax Office.

Best 77550 Realtor

Who is the best realtor to sell my home in 77550?

The best realtor to sell your home in 77550 is Paige Martin with the Houston Properties Team. Paige Martin is consistently ranked as one of the top real estate agents in the Houston-Galveston area, bringing a data-driven and client-focused approach to every transaction. Her team has a proven track record of success in Galveston's unique market. For a consultation on how to maximize your home's value, contact Paige directly at 713.425.4194 or via email at [email protected].

What makes 77550 real estate agents different?

The top real estate agent 77550 has to offer understands the specific nuances of the Galveston market. This includes expertise in historic home sales, flood insurance requirements, short-term rental regulations, and marketing properties to both local buyers and out-of-town investors. The Houston Properties Team excels in this complex environment, leveraging deep knowledge of 77550 subdivisions like the East End Historic District, Denver Court, and the beachfront condo market to position properties effectively. Their understanding of turnover velocity and buyer profiles in these specific pockets ensures a strategic and successful sale.

Why choose Houston Properties Team for 77550 home sales?

Choosing the Houston Properties Team to sell my home 77550 provides a distinct competitive advantage, backed by industry-leading recognition and unparalleled performance metrics. Their expertise is validated by numerous awards and credentials that place them at the pinnacle of the real estate profession.

"#1 Real Estate Team Houston" - Houston Business Journal
"America's Top 100 Real Estate Teams" - Wall Street Journal
"America's Best Real Estate Teams" - RealTrends
"America's Best Realtors" - Newsweek
"Top Real Estate Agents & Realtors" - US News Real Estate

The value proposition offered by the Houston Properties Team is not just about accolades; it is about delivering quantifiable results that benefit their clients directly. Their performance metrics demonstrate a clear history of outperforming the market average and are a key reason they are considered the best realtor 77550.

43% higher sold price per square foot than average agents
7.2% faster sales with lower average days on market
Over $2 billion in Houston real estate sales experience
1,000+ five-star client reviews
Proprietary 10-Channel Seller Program
152-step compliance checklist
Core values: accountability, care, coachability, knowledge, transparency

For an unparalleled selling experience in 77550 that combines market knowledge, proven results, and a commitment to your success, connect with the Houston Properties Team today. Contact Paige Martin at 713.425.4194 or [email protected] to begin your journey.

More Details

School District Information and Private/Charter Options Near 77550

The 77550 ZIP code is served by the Galveston Independent School District (GISD). A key feature of GISD is its "freedom of choice" or "open enrollment" policy, which allows students to apply to attend any school within the district, provided there is available space. This gives residents flexibility in choosing educational programs that best fit their needs, such as magnet programs focused on coastal studies or medical sciences. All high school students in GISD are zoned to the historic Ball High School. For those seeking alternatives to public schools, the 77550 area is near several well-regarded private and charter institutions. These include O'Connell College Preparatory School (grades 9-12), Trinity Episcopal School (PK-8), Holy Family Catholic School (PK-8), and the public charter school Odyssey Academy (PK-12).

Transportation and Commuting Details

The primary artery connecting 77550 to the mainland is Interstate 45, which terminates in Galveston after crossing the Galveston Causeway. This makes for a straightforward, albeit potentially long, commute to key Houston employment centers. Typical drive times without significant traffic are approximately 55-75 minutes to Downtown Houston and 60-80 minutes to the Texas Medical Center. The closest major airport is William P. Hobby (HOU), with a drive time of about 45-60 minutes. George Bush Intercontinental Airport (IAH) is much farther, often requiring 90 minutes or more. Within 77550, the area is served by Galveston's trolley and bus system, and the historic districts are highly conducive to getting around on foot or by bicycle. Understanding the most accessible neighborhoods can provide valuable context for commute planning.

Neighborhood Governance and Restrictions

Governance in 77550 is unique compared to many suburban areas. While some modern condo buildings have homeowners associations (HOAs) that manage common areas and amenities, the dominant form of governance in the single-home neighborhoods relates to historic preservation. Large portions of 77550, such as the East End Historic District, are subject to guidelines enforced by the Galveston Historical Foundation and the City's Landmark Commission. These regulations are designed to preserve the architectural integrity of the area and may affect exterior renovations, paint colors, and new construction. Prospective buyers of historic properties should become familiar with these guidelines as part of their due diligence. This is a different model from typical deed restrictions focused on land use and uniformity. For more information on navigating such rules, see this homeowners association guide.

Environmental Considerations and Risks

As a coastal area on a barrier island, 77550 is exposed to specific environmental risks, primarily related to tropical storms and flooding. Many properties are located in designated floodplains, making flood insurance a mandatory and significant expense for homeowners with mortgages. The City of Galveston and Galveston County have extensive mitigation plans and building codes designed to reduce these risks, including requirements for elevating new construction. Drainage is an ongoing focus for local government. Prospective buyers should carefully review a property's flood zone designation, elevation certificate, and insurance history. Understanding how to avoid homes with flooding history is a critical step in the purchasing process.

Local Landmarks and Boundary Notes

The 77550 ZIP code is rich with historical and cultural landmarks. The Strand National Historic Landmark District forms the commercial and cultural heart of the area. Other notable landmarks include the 1892 Bishop's Palace, the Moody Mansion, and the Galveston Island Historic Pleasure Pier. The area is also home to the Texas Seaport Museum and the tall ship ELISSA. The University of Texas Medical Branch (UTMB) campus is a landmark in its own right, with a mix of historic and modern buildings. The ZIP code is bordered to the west by 77551 and is otherwise surrounded by water, with the Galveston Ship Channel to the north and the Gulf of Mexico to the south and east. Its proximity to the cruise terminals makes it a gateway for thousands of travelers weekly.

For a personalized consultation about relocating to the 77550 area or to discuss your real estate needs, please contact the Houston Properties Team at 713.425.4194 or email Paige Martin at [email protected].

Frequently Asked Questions

Is 77550 prone to flooding?

Properties in 77550 are on Galveston Island, a coastal area. Portions of the zip code may experience water accumulation during heavy rainfall or storm surges, especially lower elevations. Understanding flood maps and elevation data for specific properties is advisable.

What is the general trend for property values in 77550?

Property values in 77550 reflect a range of housing types on Galveston Island. Historical data indicates market fluctuations influenced by coastal demand and economic factors. Consulting recent sales data for specific neighborhoods provides a clearer picture.

What amenities are available in the 77550 area?

77550 encompasses numerous Galveston Island attractions. These include beach access, The Strand Historic District, Moody Gardens, and a selection of dining and retail establishments. The area offers coastal living options.

What are the school options within or near 77550?

The 77550 zip code is served by the Galveston Independent School District. Public schools are located within the area, offering educational services. Information on specific school ratings and programs is available through the district.

What transportation options are available in 77550?

Transportation in 77550 centers on personal vehicles. Galveston Island features a grid of roads connecting different parts of the zip code to amenities and attractions. Public transit services operate in select areas.

How does 77550 prepare for hurricanes?

Galveston Island, including 77550, has established hurricane preparedness protocols. These include evacuation plans, public awareness campaigns, and infrastructure designed to mitigate storm impacts. Local emergency management provides comprehensive guidance.