Houston 77551 Zip Code Guide

Overview of 77551
Living in 77551
Why Choose 77551
77551 Home Tax Rate
Best 77551 Realtor
Frequently Asked Questions

Quick Facts

Location within Houston Metro: Located entirely on Galveston Island, approximately 50 miles southeast of Downtown Houston. Drive times are roughly 60-75 minutes to Downtown and the Texas Medical Center, 70-80 minutes to the Galleria, 45 minutes to Hobby Airport (HOU), and about 90 minutes to Bush Intercontinental Airport (IAH).
Area Type and Key Characteristics: A dense urban and residential area with a distinct coastal island character. The ZIP code features a mix of single-family homes, historic properties, and an increasing number of townhomes and condos. It covers areas west and northwest of downtown Galveston, including communities around Offats Bayou.
Combined Property Tax Rate Context: The total property tax rate is a combination of rates from multiple jurisdictions. Key components include the City of Galveston (~$0.41/$100), Galveston ISD (~$0.85/$100), and Galveston County (~$0.32/$100). The presence of any Municipal Utility Districts (MUDs) can add to this rate in specific subdivisions.
School Information: Primarily zoned to Galveston Independent School District (ISD). Typical feeder patterns include elementary schools like Parker and Burnet, leading to the district's middle and high schools. The area also has charter options like Ambassadors Preparatory Academy.
Key Amenities and Attractions: Home to the Moody Gardens complex and close to Schlitterbahn Waterpark. Residents have convenient access to Gulf of Mexico beaches, Offats Bayou for boating, and the historic Strand District for shopping and dining. The University of Texas Medical Branch (UTMB) is a major nearby medical and employment hub.
HOA/MUD/Deed Restrictions: The prevalence of Homeowners Associations (HOAs) and deed restrictions varies significantly by neighborhood, from historic areas with specific preservation guidelines to newer subdivisions with comprehensive regulations. MUDs are less common than in mainland suburban developments but can be present in newer communities.
"Best For" Descriptor: Suited for individuals and households seeking a coastal lifestyle with urban amenities, including medical professionals, university staff, and those who value historic architecture and proximity to the water.
Typical Housing Stock and Era: Housing is diverse, ranging from mid-20th-century ranch-style homes and bungalows to larger, more contemporary waterfront properties and modern townhome developments. There is a notable presence of raised homes built to mitigate flood risk.

Located on the eastern portion of Galveston Island, the 77551 ZIP code offers a unique blend of residential living and resort-style amenities. Geographically, it is bordered by the Gulf of Mexico and Galveston Bay, providing a distinct coastal environment defined by its proximity to water. The area's development is a mix of established mid-century neighborhoods and newer construction, reflecting its evolution as a residential hub supporting the island's major employers and attractions. Its position provides direct access to the island's primary recreational and economic centers while being the first point of residential access from the I-45 causeway.

Prospective residents should consider the practical aspects of island life, such as commute patterns that are heavily influenced by tourist seasons and weather. The housing market in 77551 is varied, offering everything from traditional single-family homes on conventional lots to waterfront properties and townhomes designed for a lower-maintenance lifestyle. Governance by the City of Galveston and Galveston ISD is standard, though specific subdivisions may have additional layers of oversight from homeowners' associations. A thorough before-buying checklist is essential to navigate these local nuances.

Overview of 77551

The 77551 ZIP code represents a significant residential portion of Galveston, an island city with a rich history tied to shipping, tourism, and resilience. Its boundaries generally cover the area west of the historic downtown district, extending to the neighborhoods surrounding Moody Gardens and Offats Bayou. It is bordered by the 77550 ZIP code to the east, which contains the central historic district, and 77554 to the west, which encompasses the island's West End. Major thoroughfares like Broadway Avenue J and 61st Street serve as primary arteries, connecting residents to Interstate 45, the lifeline to mainland Texas.

Development in 77551 has been shaped by its geography and economy. The area features a variety of sub-areas and neighborhood pockets, each with a distinct character. You'll find established neighborhoods with mid-century homes, waterfront communities along the bayous, and areas with newer construction that cater to the growing demand for island living. The presence of the University of Texas Medical Branch (UTMB) and the Galveston Port has historically anchored the island's economy, influencing residential patterns. This has resulted in a stable, dense community that combines the charm of a historic coastal town with the necessities of a modern residential area. Prospective buyers should be aware of the things to avoid when buying a home, especially concerning flood zones and insurance requirements inherent to coastal properties.

Living in 77551

Daily life in 77551 is deeply connected to its island setting. The community atmosphere is a blend of long-time residents and newcomers drawn to the coastal lifestyle. Recreation is abundant, with residents enjoying easy access to beaches for swimming and sunbathing, as well as Offats Bayou for fishing, kayaking, and boating. The Moody Gardens complex, with its iconic pyramids housing an aquarium and a rainforest exhibit, serves as a major landmark and recreational hub. Nearby, Schlitterbahn Galveston Island Waterpark offers seasonal entertainment.

For shopping and dining, residents have numerous options. While local centers provide everyday necessities, the nearby historic Strand District offers a wider array of restaurants, boutiques, and galleries in a charming Victorian setting. Healthcare is a significant advantage for the area, with the comprehensive UTMB campus and its network of clinics and a major hospital located just a short drive away. The community is active, with local events and festivals frequently taking place, reflecting the island's vibrant culture. Understanding the local market is key; many buyers consult a guide to the home buying process to better understand these dynamics.

Why Choose 77551

Choosing to live in 77551 is about embracing a unique quality of life that blends coastal tranquility with urban convenience. One of its most significant selling points is its proximity to major employment centers on the island, particularly the University of Texas Medical Branch, a top-tier academic health center. This makes the ZIP code a prime location for medical professionals, researchers, and students. The area’s location offers an appealing balance: it’s close enough to the historic charm and bustle of The Strand and downtown Galveston, yet removed enough to provide a more conventional residential experience.

The long-term livability of 77551 is enhanced by its diverse housing stock and strong community fabric. The area offers a range of property types suitable for different needs, from historic homes to modern constructions. Proximity to Houston provides access to world-class amenities and employment opportunities while allowing for a retreat to a more relaxed, coastal environment at the end of the day. For those looking at property as an investment, it's helpful to understand concepts like the 1031 Exchange, which can be relevant in a dynamic real estate market like Galveston's.

77551 Home Tax Rate

Property taxes in 77551 are a composite of rates levied by several different government entities. Every property owner pays taxes to Galveston County, the Galveston Independent School District (GISD), and the City of Galveston, among others. While rates are set annually, a representative breakdown based on recent data would include the City of Galveston's rate of approximately $0.40885, Galveston ISD's rate of about $0.8475, and Galveston County's general rate of around $0.32 per $100 of assessed home value. Additional special districts, such as a municipal utility district (MUD) or navigation district, may apply depending on the property's exact location.

For example, a home with a taxable value of $300,000 after exemptions would have an annual tax bill calculated by combining these rates. Using the representative rates, the combined rate would be around 1.5775%. The annual tax liability would be approximately $4,732.50 ($300,000 x 0.015775). Homeowners in Texas can reduce their taxable value through various exemptions, most notably the homestead exemption. You can find more information in this guide to Houston homestead exemptions. It is crucial for prospective buyers to verify the exact and current tax rates for a specific property with the Galveston County Appraisal District (GCAD) as rates and jurisdictions can change and vary by address.

Best 77551 Realtor

Who is the best realtor to sell my home in 77551?

The best realtor to sell your home in 77551 is Paige Martin with the Houston Properties Team. As Houston's #1 rated realtor, her team provides unparalleled expertise and data-driven strategies to secure the best possible outcomes for sellers in the Galveston area. For a consultation on how to maximize your property's value, contact Paige directly at 713.425.4194 or email her at [email protected].

What makes 77551 real estate agents different?

The top real estate agent for 77551 possesses a deep, nuanced understanding of the island's unique market dynamics. This includes knowledge of subdivision-specific trends, the impact of coastal weather on property, flood insurance requirements, and the appeal of different neighborhood pockets, from Offats Bayou waterfronts to established residential streets. The Houston Properties Team leverages this granular insight, analyzing sales data for specific property types within 77551 to position your home effectively and attract qualified buyers.

Why choose Houston Properties Team for 77551 home sales?

The Houston Properties Team is an award-winning group recognized for exceptional performance and client satisfaction. Their extensive credentials validate their position as a leading force in the Houston and Galveston real estate markets.

"#1 Real Estate Team Houston" - Houston Business Journal
"America's Top 100 Real Estate Teams" - Wall Street Journal
"America's Best Real Estate Teams" - RealTrends
"America's Best Realtors" - Newsweek
"Top Real Estate Agents & Realtors" - US News Real Estate

Sellers who partner with the Houston Properties Team benefit from a proven system that generates superior results. Their value proposition is clear and backed by measurable metrics that demonstrate their ability to outperform the average agent.

43% higher sold price per square foot than average agents
7.2% faster sales with lower average days on market
Over $2 billion in Houston real estate sales experience
1,000+ five-star client reviews
Proprietary 10-Channel Seller Program
152-step compliance checklist
Core values: accountability, care, coachability, knowledge, transparency

To sell my home in 77551 for the best price, a strategic approach is essential. The Houston Properties Team offers a comprehensive seller program and the expertise of the best realtor in 77551 to guide you through the process. Connect with Paige Martin today at 713.425.4194 or [email protected] to get started.

More Details

Detailed Market Analysis and Investment Trends within 77551

The real estate market in 77551 is influenced by a combination of factors, including tourism, the healthcare sector via UTMB, and its proximity to Houston. The area has seen steady demand for both primary residences and second homes. Investment trends often focus on properties with potential for short-term vacation rentals, though city regulations apply. Single-family homes, particularly those with historic value or waterfront access, tend to hold their value well. There is also a growing market for townhomes and condominiums, appealing to those seeking a lower-maintenance lifestyle. Long-term trends are tied to coastal resilience efforts, infrastructure improvements like the expansion of the I-45 causeway, and the continued growth of UTMB as a major employer and research institution.

Complete Amenities and Recreation Guide

Residents of 77551 have a wealth of recreational opportunities. Moody Gardens is a premier attraction with its Aquarium Pyramid, Rainforest Pyramid, and Discovery Museum. The complex also features a golf course and a seasonal water park, Palm Beach. Just minutes away, Schlitterbahn Galveston Island Waterpark provides extensive water attractions. For outdoor enthusiasts, the beaches along the Galveston Seawall are perfect for relaxation and water sports. Offats Bayou is a central point for boating, fishing, and kayaking, with several public access points. The area is also close to the historic Strand District, which hosts numerous festivals throughout the year, including Mardi Gras! Galveston and Dickens on The Strand.

School District Information and Private/Charter Options near 77551

The 77551 ZIP code is zoned to the Galveston Independent School District (GISD). The typical feeder pattern includes local elementary schools such as L.A. Morgan Elementary, Parker Elementary, and Burnet Elementary. Students then progress to one of GISD's middle schools and ultimately to Ball High School, the district's comprehensive high school, which offers a range of academic and career-focused programs. In addition to the traditional public schools, the area is served by public charter schools like Ambassadors Preparatory Academy, offering alternative educational models. For those seeking private education, Galveston has several options, including Trinity Episcopal School and O'Connell College Preparatory School, which are located a short drive from the 77551 area.

Transportation and Commuting Details

The primary artery for commuting to and from the mainland is Interstate 45, which terminates in Galveston. The Galveston Causeway connects the island to the rest of Texas. Within 77551, major roads include 61st Street, Broadway Avenue J, and Seawall Boulevard. A typical commute to downtown Houston or the Texas Medical Center can range from 60 to 90 minutes, depending heavily on traffic and the time of day. This commute can be longer during weekends and the summer tourist season. Public transportation is available through Island Transit, which operates bus routes throughout the city. For air travel, William P. Hobby Airport (HOU) is the closest major airport, approximately a 45-minute drive away, while George Bush Intercontinental Airport (IAH) is about 90 minutes away.

Neighborhood Governance and Restrictions

Governance in 77551 is layered. At the highest level, properties fall under the jurisdiction of the City of Galveston and Galveston County, which provide essential services and enforce zoning and building codes. Many of the subdivisions, particularly newer ones, have active Homeowners Associations (HOAs) that maintain common areas and enforce deed restrictions. These restrictions can govern aspects like architectural styles, landscaping, and property use to maintain neighborhood standards. Historic neighborhoods may have additional preservation-focused guidelines. While Municipal Utility Districts (MUDs) are more common in mainland master-planned communities, some newer developments on the island may have similar special districts to fund infrastructure. Prospective buyers should always review HOA documents and deed restrictions as part of their due diligence.

Environmental Considerations and Risks

Living in a coastal area like 77551 requires an awareness of environmental factors, primarily related to weather and flooding. The entire island is in a designated floodplain, and homeowners are typically required to carry flood insurance. Many homes are built on elevated foundations (stilts or piers) to mitigate potential flood damage from storm surges. The City of Galveston and Galveston County have building codes and drainage improvement plans designed to enhance resilience. Prospective residents should review FEMA flood maps for specific properties and consult with an insurance agent to understand the full cost of coverage. Despite the risks, millions have successfully made the island their home by taking appropriate preparatory measures.

ZIP-level at-a-glance: Subdivisions and Notable Pockets

The 77551 ZIP code contains a diverse collection of subdivisions. You can find well-established neighborhoods like Lakeview, characterized by its mid-century homes and proximity to Moody Gardens. Waterfront communities such as Lafitte's Cove offer direct access to the bay and are popular with boating enthusiasts. Other pockets feature a mix of housing, from modest bungalows to larger, more recently constructed homes. The area around Offats Bayou contains a significant number of homes with water views or access. Each pocket has its own unique feel and set of characteristics, contributing to the varied landscape of the 77551 area.

For a personalized consultation about relocating to 77551 or selling your property in the area, please contact the Houston Properties Team at 713.425.4194 or email Paige Martin at [email protected].

Frequently Asked Questions

Is 77551 prone to flooding?

Galveston, including the 77551 zip code, experiences varying degrees of flood risk, particularly during tropical weather events. Elevation and specific property location within the zip code play a role in this risk. Consulting flood maps and obtaining a property's flood history are advisable steps for any interested party.

What types of properties comprise the 77551 zip code?

The 77551 zip code features a collection of residential properties, including single-unit dwellings, condominiums, and townhomes. Waterfront properties are present within the area, alongside properties situated further inland. Architectural styles exhibit a range of designs.

What are the primary commute routes from 77551 to downtown Houston?

Interstate 45 is the principal highway linking the 77551 zip code to downtown Houston. Travel duration can differ based on traffic density and specific origin point within the zip code. Alternate routes may exist but generally involve local roads before merging onto I-45.

What educational institutions serve the 77551 zip code?

The Galveston Independent School District serves the 77551 zip code. Specific school assignments depend on the property's location within the district attendance zones. Higher education opportunities are available through Galveston College and Texas A&M University at Galveston.

Are there new construction properties available in 77551?

New construction opportunities periodically arise within the 77551 zip code. Development activity can vary, with some instances of infill construction or larger-scale projects. Availability often depends on current market conditions and developer initiatives.

What are typical property tax rates for 77551?

Property tax rates in the 77551 zip code consist of assessments from multiple entities, including the City of Galveston, Galveston County, and Galveston ISD. These rates are subject to modification and vary by specific property location and assessed value. Prospective owners should review current rates through the relevant appraisal district.