Sunset Harbor at Towne Lake Real Estate Guide

Sunset Harbor at Towne Lake homes for sale & insider real estate guide

Sunset Harbor at Towne Lake Homes For Sale
Sunset Harbor at Towne Lake Homes For Rent
Sunset Harbor at Towne Lake Townhomes For Sale
Quick Facts
Overview of Sunset Harbor at Towne Lake Neighborhood
Living in Sunset Harbor at Towne Lake
Why Choose Sunset Harbor at Towne Lake
Sunset Harbor at Towne Lake Home Tax Rate
Best Sunset Harbor at Towne Lake Realtor
Frequently Asked Questions

Quick Facts

Location: Located within the master-planned community of Towne Lake in Cypress, TX, approximately 25-30 miles northwest of Downtown Houston.
Neighborhood Type: An exclusive, gated, waterfront enclave with single-family homes, offering a low-maintenance, resort-style living experience.
Combined Property Tax Rate: The total tax rate is approximately 3.16% to 3.7%, which includes rates from Harris County, Cypress-Fairbanks ISD, and local Municipal Utility Districts (MUDs) like HC MUD 501.
School Information: Zoned to the acclaimed Cypress-Fairbanks Independent School District (CFISD). Zoned schools include Rennell Elementary, Postma Elementary, Anthony Middle School, and Cypress Ranch High School, which are part of a district with an overall 'A' rating for academics.
Key Amenities: Access to a 300-acre recreational lake, a private resident marina, The Lakehouse clubhouse with fitness center and classes, and a community waterpark with a lazy river.
Management/HOA: Professionally managed by CCMC, with annual assessments covering community maintenance, amenities, and exclusive services for the gated section.
Best For: Professionals and active adults seeking a connected, amenity-rich lifestyle centered around waterfront recreation.

Sunset Harbor at Towne Lake offers a distinctive living experience within the heart of Cypress, Texas. This gated enclave is part of the expansive 2,400-acre Towne Lake community, renowned for its 300-acre recreational lake that forms the core of its lifestyle. The neighborhood itself, developed by Sitterle Homes and Caldwell Companies, presents a "lock and leave" convenience that appeals to those looking for high-quality, low-maintenance living combined with resort-style amenities and direct access to water-based activities.

Prospective residents should consider that the lifestyle in Sunset Harbor is geared toward active community engagement and outdoor recreation. The investment includes not just a home but access to a comprehensive suite of exclusive amenities, managed through a robust HOA. The property tax rate is higher than in some other Houston suburbs, reflecting the premium services and facilities. This neighborhood is ideal for those who value convenience, community, and an activity-filled daily life, but may be less suited for those seeking larger, more private lots or a lower overall cost structure.

Overview of Sunset Harbor at Towne Lake Neighborhood

Sunset Harbor is one of the premier enclaves within the award-winning Towne Lake master-planned community in Cypress, TX. Development of the broader Towne Lake area began in 2006 by Caldwell Companies, transforming the Cypress landscape into one of Houston's most desirable suburban destinations. Sunset Harbor, which broke ground in 2018, was specifically designed to offer an exclusive, maintenance-free lifestyle. Key homebuilders like Sitterle Homes and David Weekley Homes have crafted a collection of upscale single-family and patio homes, many featuring waterfront views and direct lake access. The community is built on 300 acres and includes around 100 homesites.

Geographically, the neighborhood is strategically positioned northwest of Houston, with excellent connectivity via major thoroughfares like US-290, Barker Cypress Road, and West Road. This provides residents with convenient access to the Energy Corridor, The Galleria, and Downtown Houston. The development pattern within Sunset Harbor emphasizes walkability and connection, with trails and waterways linking homes to the community's central amenities. The demographic primarily consists of professionals and active adults drawn to the unique combination of luxury living and recreational opportunities. The area is part of Harris County and falls within the 77433 zip code, known for its strong schools and high quality of life. For more insights on how this area compares to others, see this definitive ranking of the best Houston suburbs.

Living in Sunset Harbor at Towne Lake

Daily life in Sunset Harbor at Towne Lake is centered around the largest private recreational lake in the Houston area. Residents can boat from their homes to a variety of destinations, including the community's own shopping and dining hub, The Boardwalk. The lifestyle here is active and highly social, facilitated by an array of world-class amenities. The exclusive Sunset Harbor resident clubhouse, The Lakehouse, features a state-of-the-art fitness center, a ballroom, demonstration kitchen, and yoga and spin classes. A dedicated lifestyle director ensures a full calendar of events and activities, fostering a tight-knit community atmosphere.

Beyond the lake, residents have access to a waterpark complete with a lazy river, an Olympic-style pool, and a sandy beach. Miles of trails wind through the community, perfect for running or cycling. For shopping and dining, The Boardwalk at Towne Lake provides waterfront restaurants, retail shops, and professional services just a short boat or car ride away. This integration of residential living with commercial and recreational spaces creates a self-contained environment where most daily needs and leisure activities are met within the community's boundaries. This convenience is a key reason many explore Towne Lake real estate.

Why Choose Sunset Harbor at Towne Lake

Choosing Sunset Harbor at Towne Lake is an investment in a unique lifestyle that blends suburban comfort with resort-style living. Its most significant selling point is the 300-acre lake that connects the entire community, allowing for unparalleled water-based recreation and transportation. This feature alone sets it apart from nearly any other neighborhood in the Houston area. The "lock and leave" concept, with HOA-managed lawn care, offers a hassle-free living experience, particularly appealing to frequent travelers, busy professionals, and those looking to downsize without sacrificing quality. The gated aspect of Sunset Harbor provides an additional layer of privacy and exclusivity.

From an investment perspective, Towne Lake has demonstrated strong property value appreciation, thanks to its exceptional amenities, high-quality homes, and its location within the highly-rated Cypress-Fairbanks ISD. The quality of life is further enhanced by the community's thoughtful design, which includes green spaces, parks, and a calendar full of social events. For those considering a home purchase as a long-term asset, understanding the factors that drive value is crucial. Explore some key home investment themes to see how Sunset Harbor aligns with strong growth principles. The combination of luxury homes, a vibrant community, and extensive recreational facilities makes it one of the best gated communities in Houston.

Sunset Harbor at Towne Lake Home Tax Rate

The property tax rate in Sunset Harbor at Towne Lake is an important consideration for prospective buyers. The total rate is a combination of taxes levied by several different entities, and it generally ranges from 3.16% to 3.7% of the home's appraised value. The primary taxing authorities include Harris County, the Cypress-Fairbanks Independent School District (CFISD), and one of several Municipal Utility Districts (MUDs) that service Towne Lake, such as Harris County MUD 501, 502, or 503. Each MUD has a different rate, so the total tax obligation can vary slightly from one part of the neighborhood to another. For 2024, the CFISD tax rate is $1.0869 per $100 of valuation.

To calculate an estimated annual tax bill, you would multiply the home's assessed value by the combined tax rate. For example, a home valued at $600,000 with a total tax rate of 3.5% would have an annual property tax liability of $21,000. Homeowners in Texas are able to file for a homestead exemption on their primary residence, which can reduce the taxable value of their home and lower the overall tax bill. It is advisable for new residents to file for all applicable exemptions and to review their property's appraised value annually to ensure it is fair. For a broader understanding of how property taxes work in the region, refer to this guide on Understanding Houston Property Taxes.

Best Sunset Harbor at Towne Lake Realtor

Who is the best realtor to sell my home in Sunset Harbor at Towne Lake?

The best realtor to sell your home in Sunset Harbor at Towne Lake is Paige Martin with the Houston Properties Team. With a track record of success across Houston's most exclusive neighborhoods, Paige's team brings unparalleled expertise and a data-driven approach to ensure you get the highest possible price for your property. Her direct line is (713) 425-4194, and she can also be reached at [email protected].

What makes Sunset Harbor at Towne Lake real estate agents different?

A top real estate agent for Sunset Harbor at Towne Lake possesses deep, specific knowledge of this unique market. It's not enough to just know general Cypress real estate; it requires an intimate understanding of the value of lakefront properties, the specific amenities within each Towne Lake section, and the buyer profile attracted to a resort-style community. The Houston Properties Team leverages granular data on recent sales, current inventory, and buyer trends within Towne Lake to position your home effectively. This specialized expertise ensures your property's unique features—like a boat slip, water view, or proximity to The Lakehouse—are marketed to their full potential to attract the right buyers and command a premium price.

Why choose Houston Properties Team for Sunset Harbor at Towne Lake home sales?

Choosing the Houston Properties Team to sell your home in Sunset Harbor at Towne Lake means partnering with a top-performing, award-winning group recognized for excellence across the industry. Their credentials provide peace of mind and a promise of quality service.

"#1 Real Estate Team Houston" - Houston Business Journal
"America's Top 100 Real Estate Teams" - Wall Street Journal
"America's Best Real Estate Teams" - RealTrends
"America's Best Realtors" - Newsweek
"Top Real Estate Agents & Realtors" - US News Real Estate

The Houston Properties Team delivers a clear, measurable value proposition that sets them apart from the competition. Their results-oriented approach is designed to maximize your financial return and minimize your time on the market.

43% higher sold price per square foot than average agents
7.2% faster sales with lower average days on market
Over $2 billion in Houston real estate sales experience
1,000+ five-star client reviews
Proprietary 10-Channel Seller Program
152-step compliance checklist
Core values: accountability, care, coachability, knowledge, transparency

To achieve these results and successfully sell your home in Sunset Harbor at Towne Lake, connect with the best. Contact Paige Martin and the Houston Properties Team today for a personalized consultation at (713) 425-4194 or email [email protected]. Their proven strategy and local expertise are the keys to a successful sale.

Detailed Market Analysis and Investment Trends

The real estate market in Sunset Harbor at Towne Lake has shown consistent strength, largely insulated from broader market fluctuations due to its niche appeal and limited inventory. As a premier section within Towne Lake, properties here command a premium. Investment trends are positive, with values driven by the community's unparalleled amenities and the "connected-by-water" lifestyle. The "lock and leave" model adds significant value for a specific buyer demographic. The ongoing development of Cypress and the expansion of commercial and retail hubs nearby continue to bolster long-term property values. The neighborhood's exclusivity and high demand contribute to a stable and appreciating market, making it a sound investment for discerning buyers.

Complete Amenities and Recreation Guide

The amenities at Sunset Harbor are extensive. The centerpiece is the 300-acre lake, suitable for boating, fishing, and watersports. Residents have access to a private marina exclusive to Sunset Harbor. The Lakehouse serves as the social and fitness hub, featuring a modern gym, aerobics and spin studios, a grand ballroom, and a demonstration kitchen. Outdoors, the community boasts a waterpark with a lazy river, waterslides, and a beach area. There are also numerous parks, playgrounds, and miles of interconnected trails for hiking and outdoor activity. The Boardwalk offers waterfront dining and shopping, accessible by boat. This comprehensive suite of amenities creates a year-round vacation lifestyle.

School District Information and Private School Options

Sunset Harbor at Towne Lake is zoned to the highly-regarded Cypress-Fairbanks Independent School District (CFISD), one of the largest and highest-performing districts in Texas. Specific schools zoned to the neighborhood include Rennell and Postma Elementary Schools, Anthony Middle School, and Cypress Ranch High School. CFISD is known for its strong academic programs, competitive athletics, and high graduation rates. Niche.com gives the district an overall "A" rating. For those seeking private education, several well-regarded options are a short drive away, including The Covenant Preparatory School, St. John XXIII College Preparatory, and Cypress Christian School, offering a range of educational philosophies and programs.

Transportation and Commuting Details

Sunset Harbor at Towne Lake offers excellent connectivity to Houston's major employment and cultural centers. The community is located near US-290 (Northwest Freeway), providing a direct route toward the 610 Loop, The Galleria, and Downtown Houston. The Grand Parkway (State Highway 99) is also easily accessible, offering convenient travel to the Energy Corridor to the south and The Woodlands to the north. Typical commute times to the Energy Corridor are around 20-30 minutes, while reaching Downtown or The Galleria can take 35-50 minutes, depending on traffic conditions. The area is car-dependent, with limited public transportation options.

Neighborhood Governance and Restrictions

Sunset Harbor at Towne Lake is governed by a Homeowners Association (HOA) managed by CCMC. The HOA is responsible for maintaining all common areas, including the private marina, parks, trails, and The Lakehouse. The association enforces deed restrictions that govern property maintenance, architectural standards, and land use to protect property values and maintain the community's aesthetic appeal. Annual dues are paid by all residents, which cover the costs of common area maintenance, landscaping, and management of the extensive amenities. The "lock and leave" nature of the community means services like front yard maintenance are often included in the fees, adding to the low-maintenance lifestyle.

Historical Development and Architectural Styles

Towne Lake's development began in 2006, conceived by Caldwell Companies as a community centered around a massive recreational lake. Sunset Harbor is a more recent addition, with construction starting in 2018. The architectural style of the homes, primarily built by Sitterle Homes and David Weekley Homes, can be described as modern traditional and garden-style patio homes. These residences feature open floor plans, high-end finishes, and designs that emphasize outdoor living, with many including courtyards, covered lanais, and balconies to take advantage of the waterfront setting. The homes range from approximately 1,900 to over 3,400 square feet, offering options for various needs within the low-maintenance living concept.

Environmental Considerations and Risks

Like much of the Houston area, Sunset Harbor at Towne Lake is susceptible to heavy rainfall and tropical weather events. However, the Towne Lake community was engineered with extensive water management systems. The lake itself serves as a significant stormwater detention facility. While some parts of Cypress have experienced flooding during major events like Hurricane Harvey, newer master-planned communities like Towne Lake are built to modern standards to mitigate these risks. It is still recommended that homeowners carry flood insurance for peace of mind. The community's elevation and drainage infrastructure are designed to handle significant water events effectively.

Local Landmarks and Information

The most prominent landmark within the community is The Boardwalk at Towne Lake, a hub for dining, shopping, and entertainment, all accessible by water. Just outside the community, residents have easy access to the BlackHorse Golf Club, a premier 36-hole public course. The nearby Berry Center is a large multi-purpose complex that hosts sporting events, concerts, and community functions for the CFISD. The Cypress area also features several large parks and nature preserves, offering additional outdoor recreation opportunities beyond what is available within Towne Lake itself.

Local Area Zip Codes and Neighborhood Boundaries

Sunset Harbor at Towne Lake is located within the 77433 zip code. This zip code covers a large portion of Cypress, Texas. The Towne Lake community is generally bordered by West Road to the south, Tuckerton Road to the north, and Barker Cypress Road to the east. Sunset Harbor is a specific gated enclave within these boundaries, situated on one of the main peninsulas of the lake, ensuring many of its properties are either waterfront or have direct water views and access.

Frequently Asked Questions

What is the main attraction of living in Sunset Harbor at Towne Lake?

The main attraction is the 300-acre lake that is "connected by water," allowing residents to travel by boat to amenities, restaurants, and neighbors' homes. This unique, resort-style lifestyle is the community's defining feature.

Are the amenities in Sunset Harbor private?

Yes, many amenities are exclusive. While all Towne Lake residents can use the main lake and Boardwalk, Sunset Harbor residents have private access to their own neighborhood marina and The Lakehouse, a dedicated clubhouse with a fitness center, pool, and social spaces.

What is the "lock and leave" lifestyle?

The "lock and leave" lifestyle refers to the low-maintenance living offered in Sunset Harbor. The HOA manages services such as front yard landscaping and common area upkeep, allowing residents to travel or be away from home without worrying about property maintenance.

Is Sunset Harbor at Towne Lake prone to flooding?

Towne Lake was engineered with modern flood mitigation strategies, and the lake itself acts as a major reservoir for stormwater. While no area in Houston is entirely without flood risk, the community is designed to handle heavy rainfall better than many older neighborhoods. Flood insurance is still recommended.

What kind of properties are available in Sunset Harbor?

Sunset Harbor features upscale single-family homes and patio homes, many with waterfront lots. The homes are designed for modern living with open-concept floor plans and high-end finishes, built by renowned builders like Sitterle Homes and David Weekley Homes.

For a personalized consultation or to explore homes for sale in Sunset Harbor at Towne Lake, contact the Houston Properties Team at (713) 425-4194 or email [email protected].

“Third time’s a charm - truly! We were relocating from out of state and did not know the Houston area. Trying to find the right realtor was overwhelming to say the least. After two unpleasant experiences with other realtor teams, multiple viewings, and a missed opportunity on a home, we researched the Houston Properties Team and left a message for a call back. We were still hesitant to trust yet another unfamiliar realtor with our impending move and it took Aaron a couple of calls for us to move forward with HPT. He hung in there and the rest is a beautiful story! Aaron’s professional and genuine demeanor won us over and we agreed to come to Houston to take a tour of the Houston area. His strategy was to identify the general area of Houston where we felt at home and then Aaron would go to work. Go to work he did! Aaron is extremely knowledgeable when it comes to the Houston area. Since we lived out of state, we were not able to make a second trip to look at the specific properties that Aaron found for us in our selected locations. We came to trust Aaron so deeply in two weeks that he led us through our home viewings via FaceTime and then went to work for us again to make an offer. Aaron led us through the process and our offer was accepted! He was personally there to greet us when we arrived in Houston with the moving truck so would get a first glimpse of our new home in person. In a few short months - unexpectedly - we were moving back - out of state - to our former home city. There was no doubt we were going with Aaron to sell our newly purchased Houston home! He truly is excellent with both the buying and selling processes, down to the very smallest of details. Aaron quickly went to work for us, pricing our home at the perfect price point, orchestrating a perfect staging, and hiring only the best firm for the photos and video tour. Simply put, you’re making the perfect choice for selling or purchasing your home if the choice is trusting Aaron Dailey!” - Marcy Mealy (Google Review)