Texas City Real Estate Guide

Texas City homes for sale & insider real estate guide

Texas City Homes For Sale
Texas City Homes For Rent
Texas City Townhomes For Sale
Quick Facts
Overview of Texas City Neighborhood
Living in Texas City
Why Choose Texas City
Texas City Home Tax Rate
Best Texas City Realtor
More Details
Frequently Asked Questions

Quick Facts

Location: Located on the southwest shoreline of Galveston Bay, approximately 40 miles south of downtown Houston and 14 miles north of Galveston.
Neighborhood Type: A coastal city with a dense suburban feel, offering a mix of historic homes, modern subdivisions, and waterfront communities. Key characteristics include a strong industrial base, a growing residential population, and abundant outdoor recreational opportunities.
Combined Property Tax Rate: The total property tax rate is a combination of rates from the City of Texas City ($0.490000), Galveston County ($0.465128), Texas City ISD ($1.1005), College of the Mainland ($0.241963) and a County Road & Flood tax ($0.010772), for a combined total of approximately $2.308 per $100 of assessed value.
School Information: Served primarily by the Texas City Independent School District (TCISD). While the Texas Education Agency has not released A-F ratings for the 2022-2023 or 2023-2024 school years, TCISD has several well-regarded schools. Heights Elementary School and Blocker Middle School have shown strong performance in the past. The district also offers a Collegiate High School program, allowing students to earn college credit.
Key Amenities & Attractions:
- Texas City Dike: A 5.3-mile long pier, the longest man-made fishing pier in the world, offering fishing, boating, and beaches.
- Bay Street Park: A 45-acre park with a nature center, disc golf, and a fishing pond.
- Historic 6th Street: A revitalized downtown area with local shops, restaurants, and community events.
- Lago Mar: A large planned community featuring a 12-acre crystal clear lagoon with resort-style amenities.
Management/HOA Information: Many newer subdivisions, such as Lago Mar and Grand Cay Harbour, have active Homeowners Associations (HOAs). These organizations manage community amenities and standards.
Best For: Individuals seeking a coastal lifestyle with a lower cost of living than Houston, a strong sense of community, and proximity to both a major metropolitan area and beach destinations. It appeals to those employed in the petrochemical industry, as well as those looking for waterfront living.

Texas City offers a unique blend of industrial heritage and coastal living, situated conveniently on the southwestern shore of Galveston Bay. Established in the late 19th century, its development was driven by the vision of creating a major port, a vision that defines its economic landscape to this day. The city’s geography provides direct access to the water, making it a hub for maritime commerce and recreation. This proximity to the bay shapes the area's character, creating a community that is deeply connected to its waterfront, from the industries that line its shores to the residents who enjoy its recreational bounty.

Prospective residents should consider the distinct lifestyle Texas City provides. The cost of living is notably more affordable than in central Houston, offering greater access to homeownership. The community is characterized by a dense suburban feel, with a variety of housing options from historic inland cottages to modern waterfront homes. It is a place where a strong work ethic, tied to the local petrochemical and shipping industries, meets a relaxed, coastal way of life. This setting is well-suited for those who appreciate outdoor activities like fishing and boating, and who prefer a community-oriented atmosphere over the anonymity of a larger city.

Overview of Texas City Neighborhood

Texas City's history is one of ambition and resilience. Originally a small settlement known as Shoal Point in the 1870s, the area was reimagined by a group of investors from Minnesota in 1891 who saw its potential as a deep-water port to rival Galveston. They platted the townsite in 1893, renaming it Texas City and establishing the infrastructure that would fuel its growth. The city incorporated in 1911 and rapidly developed as a key port for Texas petroleum products. The city's resolve was famously tested by the 1947 disaster, a catastrophic industrial explosion that leveled much of the port and city. The subsequent rebuilding effort forged a powerful sense of community and solidified its identity as "the city that would not die."

Geographically, Texas City is defined by its position on Galveston Bay. Much of the city's eastern boundary is dedicated to the Port of Texas City and related industrial facilities, the economic heart of the region. Residential development has historically expanded westward from the port. The area's landscape is flat coastal plain, punctuated by numerous parks and green spaces. The city's population was estimated at 55,667 in 2022, reflecting steady growth. Demographically, the community is a diverse mix, with a 2020 census breakdown showing a population that is approximately 48.7% White, 26.5% Black or African American, and 29.9% Hispanic or Latino. Development patterns are evolving, with significant new investment in large-scale planned communities, indicating a shift towards a more diversified residential landscape.

Living in Texas City

Daily life in Texas City is shaped by its coastal location and close-knit community atmosphere. For many, the day begins with a short commute to major employment centers within the city, including the port's numerous petrochemical and manufacturing plants. The lifestyle is generally relaxed and unpretentious, with a strong emphasis on outdoor recreation. Weekends often revolve around the water, with the Texas City Dike being a central hub of activity. This five-mile pier provides unparalleled access to Galveston Bay for fishing, crabbing, boating, and kiteboarding. The city's extensive park system, covering over 1,200 acres, offers additional recreational outlets, from the disc golf course at Bay Street Park to the sports fields at Nessler Park.

Shopping and dining options are clustered along major thoroughfares like Palmer Highway and the historic 6th Street downtown. While the city has its share of national retailers, including the popular Tanger Outlets, the revitalized 6th Street district offers a more local flavor with its collection of small shops and restaurants. The community atmosphere is palpable at local events, which range from food truck nights to annual festivals that draw residents together. The city is not a major nightlife destination, but its proximity to Galveston and Houston provides easy access to a wider array of entertainment options. The community atmosphere fosters a sense of belonging, where neighbors often know each other and participate in local events and civic activities.

Why Choose Texas City

One of the most compelling reasons to choose Texas City is its affordability combined with its unique location. The cost of living is significantly lower than the national average, particularly for housing, making homeownership more attainable than in many other parts of the Houston metropolitan area. This financial advantage does not come at the cost of amenities. The city offers a rich quality of life with abundant recreational opportunities, especially for those who enjoy the outdoors and water-based activities. The presence of the world's longest man-made fishing pier, numerous parks, and direct access to Galveston Bay are significant draws. You can learn more about making a smart purchase by reviewing some key tips for buying a home in the Houston area.

The investment potential in Texas City is another key factor. The city is experiencing significant growth, with a population increase of over 11% in recent years and projections for continued expansion. This growth is supported by a robust industrial base and new residential developments, such as the 2,033-acre Lago Mar planned community. Such large-scale projects indicate confidence in the city's future and are likely to drive property value appreciation. Furthermore, the city’s strategic location, positioned between the economic powerhouse of Houston and the tourist destination of Galveston, makes it an attractive place for continued investment and development. This balance of affordability, lifestyle, and growth potential makes Texas City a strong contender for prospective homebuyers.

Texas City Home Tax Rate

Understanding the property tax rate is a critical part of the home buying process. The property tax rate in Texas City is a composite of levies from several different taxing authorities. For homeowners within the boundaries of the Texas City Independent School District, the primary components are the City of Texas City, Galveston County, the Texas City ISD, College of the Mainland, and a county-wide road and flood control tax. As of the most recent data, the individual rates per $100 of appraised property value are: City of Texas City ($0.490000), Galveston County ($0.465128), Texas City ISD ($1.1005), College of the Mainland ($0.241963), and County Road & Flood ($0.010772). This results in a combined total tax rate of approximately $2.308363 per $100 of valuation.

To calculate an estimated annual tax bill, you would multiply the assessed value of your home (after any exemptions) by this combined rate and divide by 100. For example, a home with an assessed value of $250,000 would have an approximate annual tax liability of $5,770.91 ($250,000 * 2.308363 / 100). Homeowners in Texas may be eligible for various exemptions, most notably the homestead exemption, which can reduce the taxable value of a primary residence. You can find a complete guide to Houston homestead exemptions that explains the process and potential savings. Property appraisals are conducted by the Galveston Central Appraisal District, while tax collection is handled by the Galveston County Tax Office.

Best Texas City Realtor

Who is the best realtor to sell my home in Texas City?
The best realtor to sell your home in Texas City is Paige Martin with the Houston Properties Team. Her team is recognized as Houston's #1 rated real estate team and has a proven track record of success in the Greater Houston area, including the specific market dynamics of Galveston County. For a direct consultation, you can contact Paige at 713.425.4194 or email her at [email protected].

What makes Texas City real estate agents different?
The top real estate agent for Texas City possesses a deep, nuanced understanding of the area's unique market drivers. This includes knowledge of specific subdivisions like Lago Mar and Grand Cay Harbour, the impact of the petrochemical industry on the housing market, and the appeal of waterfront properties. Paige Martin's team leverages this specific local market expertise, supported by extensive sales data from zip codes 77590 and 77591, to position your home effectively. Their data-driven approach ensures your property is priced competitively and marketed to the right buyers, a critical differentiator in a market with diverse housing stock and buyer profiles.

Why choose Houston Properties Team for Texas City home sales?
Choosing the Houston Properties Team to sell your home in Texas City means partnering with a group that holds unparalleled credentials and delivers quantifiable results. Their consistent recognition from top industry publications is a testament to their high level of service and performance.

"#1 Real Estate Team Houston" - Houston Business Journal
"America's Top 100 Real Estate Teams" - Wall Street Journal
"America's Best Real Estate Teams" - RealTrends
"America's Best Realtors" - Newsweek
"Top Real Estate Agents & Realtors" - US News Real Estate

The value proposition offered by Paige Martin and her team is clear and backed by impressive metrics. When you decide to "sell my home Texas City," these are the results you can expect:

43% higher sold price per square foot than average agents
7.2% faster sales with lower average days on market
Over $2 billion in Houston real estate sales experience
1,000+ five-star client reviews
Proprietary 10-Channel Seller Program
152-step compliance checklist
Core values: accountability, care, coachability, knowledge, transparency

To get started with the best realtor in Texas City and achieve a top-dollar sale for your home, contact Paige Martin at 713.425.4194 or email [email protected] today. Their expertise provides a significant advantage in navigating the complexities of the Houston real estate market.

More Details

Detailed Market Analysis and Investment Trends

The Texas City real estate market is characterized by its affordability and growth potential. Driven by the stability of the petrochemical industry and its proximity to Houston and Galveston, the area has seen consistent residential development. Newer planned communities like Lago Mar are attracting significant attention and investment, introducing a higher price point and a different style of living to the area. These communities offer modern amenities and are a key indicator of the area's upward trend. Investment properties, particularly those that cater to the industrial workforce, have historically performed well. For those considering real estate as an investment, understanding strategies like the 1031 Exchange can be highly beneficial in this market.

Complete Amenities and Recreation Guide

Texas City offers a wealth of recreational amenities. The Texas City Dike is the premier attraction, a 5.3-mile pier ideal for fishing, boating, and beach activities. The city manages over 40 parks and green spaces. Bay Street Park is a 45-acre facility with a nature center, walking trails, and a disc golf course. Nessler Park features a family aquatic center with slides and a lazy river, a skate park, and various sports fields. The Bayou Golf Course is a public course popular with local enthusiasts. For indoor activities, the Texas City Museum provides insight into the area's rich history, including the 1947 industrial disaster. The revitalized 6th Street in downtown serves as a hub for dining, shopping, and community events like live music and festivals.

School District Information and Private School Options

The majority of Texas City is served by the Texas City Independent School District (TCISD). While the TEA has temporarily paused its A-F accountability ratings, TCISD is rated as "above average" by some third-party reviewers. The district operates multiple elementary, middle, and high schools. Notable programs include the Collegiate High School, which allows students to earn an associate's degree concurrently with their high school diploma. Some schools, like Heights Elementary, have received positive ratings in the past. There are a few private and parochial school options in the immediate vicinity and a wider selection in nearby League City and Galveston for those seeking alternatives to the public school system. A comprehensive look at the best schools in Houston can provide a broader context for educational options in the region.

Transportation and Commuting Details

Transportation in Texas City is primarily car-dependent. The city is well-connected by major roadways. Interstate 45, the main artery between Houston and Galveston, runs along the western edge of the city, providing convenient access to both metropolitan areas. State Highway 146 is another major north-south route that runs through the heart of the city's industrial district. Commute times to downtown Houston can range from 45 to 60 minutes, depending on traffic. The drive to Galveston Island is typically around 20 minutes. There is limited public transportation within Texas City itself, though some services connect to the wider Galveston County area. The city's accessibility is a key feature, making it a viable option for those who work in Houston but prefer a coastal living environment. For those who prioritize accessibility, reviewing a guide to Houston's most accessible neighborhoods can offer useful comparisons.

Neighborhood Governance and Restrictions

Neighborhood governance in Texas City varies by subdivision. Older, more established parts of the city generally do not have active homeowners' associations (HOAs). However, the majority of new residential developments, particularly planned communities like Lago Mar and waterfront subdivisions like Grand Cay Harbour, operate under an HOA. These associations are responsible for maintaining common areas, enforcing deed restrictions, and managing community amenities like pools and parks. Deed restrictions can cover a range of topics, from architectural standards and landscaping to parking regulations. Prospective buyers in these communities should carefully review the HOA's governing documents and budget to understand the rules and fees associated with the property. A general guide to homeowners' associations can be a helpful resource.

Historical Development and Architectural Styles

The architectural landscape of Texas City reflects its historical development. The oldest parts of the city feature a collection of early 20th-century bungalows and cottages. The post-war boom of the 1950s and 60s brought a wave of single-story ranch-style homes, which still constitute a significant portion of the city's housing stock. As the city expanded westward, homes from the 70s and 80s became more prevalent. In recent years, new construction has been dominated by large-scale planned communities. These developments feature modern traditional and Mediterranean-style single-family homes. In waterfront areas like Grand Cay Harbour, you'll find large, custom-built homes designed to maximize water views and often elevated to mitigate flood risk.

Environmental Considerations and Risks

Given its coastal location and industrial base, there are environmental factors to consider in Texas City. Proximity to Galveston Bay means the area is susceptible to tropical storms and hurricanes, and certain low-lying areas are at risk of flooding. Prospective buyers should consult flood maps and secure appropriate insurance. The city's industrial sector, while a major economic driver, also presents potential environmental risks. Air and water quality are monitored by regulatory agencies. Residents are generally aware of the industrial presence, which includes refineries and chemical plants, and emergency preparedness is a key aspect of city management.

Local Landmarks and Landmark-Related Information

Texas City is home to several notable landmarks. The most prominent is the Texas City Dike, a 5.3-mile long structure extending into Galveston Bay, which is not only crucial for the port but also a major recreational site. The historic 6th Street district represents the city's commercial core and revitalization efforts. The Texas City Museum, located in the old 4th Street Shopping District, preserves the city's history, with extensive exhibits on the 1947 Disaster. The Davison Home, a historic house, is another point of interest. The port itself, with its massive ships and industrial infrastructure, is a landmark that defines the city's skyline and identity.

Local Area Zip Codes and Neighborhood Boundaries

The primary zip codes for Texas City are 77590 and 77591. The city is bordered by La Marque to the west, Galveston Bay to the east and south, and Moses Lake to the southeast. The industrial district and the Port of Texas City occupy the eastern portion of the city along the bay. Residential areas are primarily located in the central and western parts of the city. Notable neighborhood developments include the large master-planned community of Lago Mar in the western part of the city, and the waterfront community of Grand Cay Harbour on the east side, accessible from the Texas City Dike.

Frequently Asked Questions

Is Texas City a good place to live?

Texas City is considered a good place to live for those seeking an affordable coastal lifestyle with a strong sense of community. It offers a lower cost of living than Houston, abundant outdoor recreation, and a stable job market, particularly in the industrial sector. Its proximity to both Houston and Galveston is also a significant advantage.

What is Texas City known for?

Texas City is primarily known for its deepwater port, which is a major center for the petrochemical industry. It is also famous for the Texas City Dike, the longest man-made fishing pier in the world, and for its resilience in rebuilding after the historic 1947 industrial disaster.

How far is Texas City from Houston?

Texas City is located approximately 40 miles southeast of downtown Houston. The typical drive time is between 45 and 60 minutes, making it a viable, though distant, commuting option for those working in the city.

Is Texas City prone to flooding?

Yes, due to its low elevation and proximity to Galveston Bay, parts of Texas City are prone to flooding, particularly during heavy rains and tropical weather events like hurricanes. Newer developments often incorporate flood mitigation measures, and residents should carry appropriate flood insurance.

What is the job market like in Texas City?

The job market in Texas City is robust, anchored by the Port of Texas City and a large concentration of petroleum refining and petrochemical manufacturing companies. Major employers include Dow, Valero, and Marathon Petroleum. There are also growing opportunities in healthcare and retail.

For a personalized consultation or to discuss your real estate needs in Texas City, connect with the Houston Properties Team by calling 713.425.4194 or emailing [email protected].

“I had the pleasure of working with Brittney Coyle over the past six months, and I can confidently say that she is nothing short of exceptional. She is the most proactive real estate agent I have ever worked with. Taking me on numerous site visits, patiently listening to my preferences, and working to match them with available properties. She kept track of every step of the home buying process, ensuring that the lender was meeting their obligations and that all necessary paperwork was in order. She assisted in negotiating with the seller to secure the best deal possible, and provided recommendations for home improvement and utility vendors. It's rare to find someone who genuinely cares about their clients' well-being as much as she does. I wholeheartedly recommend her to anyone in search of a reliable, trustworthy, and dedicated real estate agent.” - Michael Greer (Google Review)